What is Tire and Rim Protection?

Tire and rim protection is an F&I product that covers the repair or replacement of tires and wheels damaged by road hazards such as potholes, nails, glass, or debris. Given the condition of many Canadian roads during freeze-thaw and winter seasons, this coverage can save customers meaningful money over the ownership period. A typical plan pays for repairs when possible and full replacement when a tire or rim cannot be safely fixed, sometimes including mounting, balancing, and applicable taxes. Coverage terms specify what qualifies as a road hazard and exclude ordinary wear or manufacturing defects. Dealers should present the product with realistic examples and clear terms, and confirm it does not duplicate coverage the customer already has through a warranty or personal insurance.